shauchiApr 11, 20194 minThe Ugly Truth Behind the RE in FIREWhat does it mean to retire early? Social Security defines full retirement age as 67, but it allows one to claim benefits as early as 62...
shauchiMar 22, 20194 minFIRE and Retirement PlansThe majority of workers today do not have a pension plan. Instead, we have either a retirement plan sponsored by our workplace (401k or ...
shauchiMar 5, 20192 minOptions Are Not a PanaceaUnder the current market conditions, I could see a FIRE saver being able to earn an additional 20% - 25% over and above their normal sala...
shauchiFeb 22, 20194 minNo Really, this Time it's DifferentUsually, there is a decent gap between big news events. However, on February 21, after the market closed, Kraft Heinz (ticker KHC) annou...
shauchiFeb 20, 20194 minFinding Winners Using the News and Dead CatsIf you are willing to take big risks on a single stock, big winners can make a real difference in achieving your goal of financial indepe...
shauchiFeb 11, 20193 minMath vs. EmotionMost investing is driven by two emotions: fear and greed. Math, on the other hand, has no relation to emotion. Math exists. It is a to...
shauchiFeb 8, 20192 minDon't Let the Tail Wag the DogPlease remember that the goal of trading options was to enhance the gains from owning stocks. At the cost of accepting more risk, you co...
shauchiFeb 4, 20194 minThe Rich Have More OptionsAn old Roman playwright, Plautus, is credited with the saying “You must spend money to make money.” A little thought reveals that the on...
shauchiFeb 2, 20193 minGrowing vs. SpendingSaving for financial independence has two phases: growing and spending. During the growing phase, you are just trying to accumulate as m...
shauchiFeb 1, 20193 minA Tax Deferred is a Tax Avoided?There are a lot of tax deferred retirement plans available, but in order to participate, your employer has to offer them. Money put into...
shauchiJan 31, 20192 minHow do I get started?Unfortunately, there is no magic formula to accumulating money. You have to save, and that means spending less than what you earn minus ...
shauchiJan 30, 20193 minMo' Money, Mo' Money, Mo' MoneyMore money seems to be the universal answer to our problems. How do you reduce the risk in your savings? Save more money. How do weath...
shauchiJan 29, 20193 minBuy High, Sell Low?Everyone knows that in order to make money in the stock market, you need to buy low and sell high. But, during a downturn, you will be m...
shauchiJan 29, 20192 minThe Government is our Silent PartnerAll of the money that we spend on our lifestyle is after tax money. Thanks to the income tax, the Government (both Federal and State) is...
shauchiJan 28, 20192 minRisk vs. ReturnIf you have talked with a professional money manager, you were almost certainly introduced to the 60/40 portfolio. This is an investment...
shauchiJan 28, 20192 minInflation: The Hidden KillerAlbert Einstein once said “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays i...
shauchiJan 26, 20192 minWhat is Financial Independence?The Financial Independence Retire Early (FIRE) movement has been getting a fair amount of press lately, but I think most of it has been m...